Leonard: Hang on, if you're making all this money, where is it?
Penny: In a safe place.
Leonard: What does that mean, under your bed?
Penny: No, it means a diversified portfolio of stocks and bonds. I'm not overly conservative. I'm young, so my guy said I can afford to take some risks.
Leonard: Wait a minute, you have "a guy"?
Penny: Don't you have a guy?
Leonard: Why would I have a guy?! I don't have any money!